HSBC Premier Checking Member FDIC$450 CashReview Calling about technical support issues for online or mobile banking? Ally Invest Up to $3,500 CashReview, Your email address will not be published. Follow these 3 simple steps and get money faster in your Bank of America checking account. When you cash in your check, it’s better to go directly to the bank or financial institute that you got it from. You must provide the necessary information for them to verify it such as: a check number, name of the person that gave you the check, and the amount you paid. Typos are another giveaway that a check is phony, as fake cashier’s checks sometimes come from senders overseas. Chase Business Complete BankingSM$300 CashReview Read our Newswire Disclaimer. Chase Cashiers Check Verification. Wells Fargo has a schedule of fees for using its products and services, but many of its fees can be avoided. Chase Coupon Promo Codes: $100, $150, $200, $300, $2000 Bonuses For Checking, Savings, Business – January 2021, HSBC Bank Bonuses: $200, $240, $450, $600, $2,000 Checking Promotions for January 2021 (Nationwide), Huntington Bank Bonuses: $150, $200, $400, $500, & $750 Checking Promotions for January 2021, FEATURED BANK BONUSES DPX Check Verification Service. If the check is issued from a bank that has a branch near you, there’s no better approach than to take the check into the bank and ask for verification. Write down the license number; slide the check through the processor or submit the required information online. You should also report it to: If the cashier’s check was sent by mail, you should also report it to the United States Postal Inspection Service. You can open a Chase account in a few minutes on the bank's website or in a local branch. You must provide the necessary information for them to verify it such as: a check number, name of the person that gave you the check, and the amount you paid. Normally, you would get a cashier’s check from the bank and it comes with no risks. 8 years ago. In addition to the overpayment scam, other common scams to watch out for include: If the circumstances seem too good to be true, they probably are. We appreciate your support. Terms Of Use. How To Verify A Cashier’s Check: Although the signs described in the above table may indicate forgery, they do not always guarantee that a cashier’s check is fake. After giving someone a cashier's check, you can verify whether it has been cashed by contacting the issuing bank either in person or over the phone. Learn how to verify a cashier’s check so you can avoid being a victim of check fraud. It is mandatory to procure user consent prior to running these cookies on your website. Chase has different numbers for different types of accounts and products, so check the website, the back of your debit or credit card, or your account statement to verify the contact information. Routing Numbers for JPMORGAN CHASE . Anyone who does not bank with Chase must use cash to buy a cashiers. Bank of Oklahoma Routing Number: Where and How to Find it? This category only includes cookies that ensures basic functionalities and security features of the website. Representatives are available Mon-Fri 7am - 7pm CT, Sat 9am - 2pm CT. Huntington Bank Unlimited Plus Business Checking, Huntington Bank Unlimited Business Checking. TD Bank Beyond Checking$300 CashReview Investing: Which is the Right One For You? These cookies will be stored in your browser only with your consent. Your email address will not be published. The bank will be able to tell you if the check has been cashed. Brian has written for numerous financial planning firms, personal finance websites and financial publications including Dow Jones Publications. - WebLink and API - Batch Upload - Full Database Access - Exclusive Bank Data The system will either approve or deny the check. Prepayment for mystery shopping involving check deposits and wire transfers, Name of the person who gave you the check. But, this will all depend on the exact situation you’re in and your state laws. You also have the option to opt-out of these cookies. Brian Nelson is a Denver-based writer who specializes in writing about finance, technology, and other complex topics. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. For official contest rules, please go to: "FDIC Consumer News: Beware of Fake Checks. If all else fails, you can always contact your bank and verify that it’s accurate. [0],i=document.createElement("link");i.id=c,i.rel="stylesheet",i.type="text/css",i.href=t+"static/widget/myFinance.css",i.media="all",d.appendChild(i)}}var Otherwise, you’ll need to cash it at another bank where you have an account. If the check is not valid, ask the customer to use a different payment method. All banks require these pieces of information to verify a cashier’s check: Stay in the know with our expert-backed financial advice. There is … Then, you must go to a bank and ask for this check from a teller or cashier. Since I am not a customer of Chase, it doesn’t allow to me to check the AMOUNT. Washington State Department of Financial Institutions. Places you can go to are specific check-cash businesses or Walmart. Because you made the deposit, the bank can hold you liable for the fraud. The first scanner is free with a 2-year contract and additional scanners are available for purchase. ATM Verify Real-Time Account Validity. Huntington Bank Business Checking 100$200 CashReview We may receive compensation from products we link to. However, with a fake cashier’s check, by the time you figure out that it’s not real, the person is long gone. By the time the fraudulent check is discovered days or weeks later, the buyer is nowhere to be found. When you accept a cashier's check from someone, you might assume the check is good because it looks official. ", "United States Postal Inspection Service.". Automated check verification and tracking system using bar code information US5925865A (en) * 1994-07-11: 1999-07-20: Steger; Paul: Automated check verification and tracking system US5936219A (en) * 1995-03-13: 1999-08-10: Kabushiki Kaisha Toshiba If you cannot visit your bank, there are many other locations that can cash your check for you. Chase Bank Cashier Check Verification All banks require these pieces of information to verify a cashier’s check: Check number. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which BankCheckingSavings.com receives compensation. Chase Bank is one of the largest banks in the U.S. and, like every bank, Chase has certain policies and fees regarding check cashing. Chase Cashier's Check Verification Number . If Your Cashier’s Check is Fake When you find out that the check you ordered is a fraud, act right away. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. Discuss this issue with the bank prior to the transaction. Unlike a personal check, a cashier’s check is a direct obligation of the bank. Newest Checking Account Bonuses and Promotions: January 2021, Best Checking Accounts of 2021: High APYs & Low Fees, 3 Tips To Avoid Chase's Monthly Maintenance Fees. Here’s a closer look at the steps you should take to avoid scams involving cashier’s checks. Normally, it will have funds drawn from the banks own balance and be signed by a cashier or teller. Your bank can decide to look into the matter to see if you should be reimbursed or not. Wells Fargo is one of the largest banks in the U.S., making it easy for most people to open an account. Read below for more information on what a cashier’s check is. If it’s missing, the check might not be valid. If the check states there is a watermark or microprint, look for that on the check. For example, a buyer based outside the U.S. sends a cashier’s check seemingly from a U.S.-based bank and asks you to refund the overage separately. Super big bummer- I’d like to just deposit into my account and forget about it. We contacted several major U.S. banks, including Bank of America, Huntington, and PNC, to find out about tracking a cashier’s check. From banking to investing to retirement, our newsletter has you covered. A proposed class action out of New York claims JPMorgan Chase Bank, N.A. Chase had closed Njoku’s account because of overdrawn checks in the past. Chase Bank Coupons, Bonuses, & Promotions. Don’t use the phone number printed on the check. - How can I get JPMORGAN CHASE check verification ? Keep in mind that you’ll have to wait a while to have your check deposited. Verify Cashiers Check From Chase. Check here for latest You Invest℠ offers, promotions, and coupons. There’s no charge to verify a cashier’s check. Fortunately, when you go to Walmart, you will get your cash right away. Setting up direct deposit at Bank of America is simple. Real-Time Check Validation. All rights reserved. Ordering checks from Bank of America only takes a few minutes. The bank deducted $600 to cover what he owed them and mailed him a cashier’s check for the difference--$8,463.21. There are several ways you’ll be able to verify that your cashier’s check is valid. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. When depositing a cashiers check it is ideal to cash it at the bank issued. Below, we have more on Chase Bank’s check cashing policies, including information about accepted check types, limits, fees, and requirements. We do not feature all available credit card offers or all credit card issuers. It’s best to cash or deposit a cashier’s check at the bank that issued it, as the validation process is easier. Here’s how a cashier’s check typically looks: Only the bank that issued a cashier’s check can truly verify it. Meanwhile, it will be a good idea to let the Federal Trade Commission and your attorney general know about the situation. Necessary cookies are absolutely essential for the website to function properly. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). A cashier’s check is much different than a personal check. Be sure to contact your financial institute and talk about solutions to fix your problem. Check verification services have lists of people who routinely bounce checks, and they can also (sometimes) tell if an account has been closed. Make sure that the check's value does not exceed … As a result, there is virtually no risk that a cashier’s check will bounce or otherwise be invalid. Learn how to order checks from Wells Fargo and whether you'll have to pay for them. ", "Answers about Funds Availability - HelpWithMyBank.gov. To get a cashier’s check just tell them the amount you want, and the recipients name. Search for the bank online and visit the bank’s official site to get a phone number for customer service. - What is the phone number for JPMORGAN CHASE ? As a former Certified Financial Planner, Brian spent years helping people understand their finances and learned that not all successful financial planning is about numbers. Wells Fargo offers free and discounted checks to certain customers. Certain customers are eligible for free standard personal checks. If you find it has not been cashed, and you fear the check has been lost or stolen, you may be able to place a stop payment on the check … Fortunately, many banks are required to reimburse you for a fake check. If you can’t visit in person to trace a cashier’s check, independently confirm the phone number of the bank as listed on the check, then call the bank and ask to verify the check. Chase Total Checking®$200 CashReview If you’re wondering whether cashier’s checks clear immediately, be aware that there is typically a waiting period. So, to avoid this situation, be sure to verify that it’s a real check before you accept it. Check out the steps and the latest promotions before you open one. Cashier’s checks often include a distinct feature specific to the bank and often tell you what to look for. These offers do not represent all available deposit, investment, loan or credit products. No. JPMorgan Chase Bank, Verification Branch at 3615 North 27th Avenue, Phoenix, AZ 85017. But opting out of some of these cookies may affect your browsing experience. There’s no charge to verify a cashier’s check. HSBC Premier Checking Member FDICUp To $600Review Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. You will get in trouble trying to cash it. At a larger bank, such as Wells Fargo, cashier’s check verification would follow a set process. If you got this check for no real reason, call them first and check on it--there is some weird cashier's check scam going on but I don't know enough about how it works to tell you how to avoid it. You can take precautions to ensure that a cashier’s check is legitimate. Huntington Bank Unlimited Business Checking$400 CashReview Jpmorgan Chase Bank Funds Verification. Chase Bank Check Verification. See the steps to open a Wells Fargo bank account. John. To verify a check, you need to contact the bank that the money is coming from. script"),a=t+"static/widget/myFinance.js";e.type="text/javascript",e.async=!0,e.src=a,n.parentNode.insertBefore(e,n);var c="myFinance-widget- Typically, you will want to get a cashier’s check if you plan on making a large transaction in the future. A cashier’s check is a commission from your bank that makes it different from your personal check. © 2021 GOBankingRates. INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, ... Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Learning how to verify a cashier's check gives you the knowledge necessary to make sure you're truly getting paid and that the bank honors the check. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Here's how to order. If you can’t visit in person to trace a cashier’s check, independently confirm the phone number of the bank as listed on the check, then call the bank and ask to verify the check. Find out how each work, how they differ, when to use one or the other, and tips to avoid check fraud. Don’t accept it if it’s for more than the purchase price. This process will require several things like a police report and other files. Find the bank name on the front of the check. Visit or call the issuing bank and ask for verification. Check with the issuing bank and verify with sender; Read about what a Cashiers check is. If the check is issued from a bank that has a branch near you, there’s no better approach than to take the check into the bank and ask for verification. One common cashier’s check scam involves someone overpaying for an online purchase — so if you receive a cashier’s check for more than the purchase price, don’t accept it. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. {"complete"===document.readyState&&e()}):document.addEventListener("DOMContentLoaded",e,!1)}(); TD Bank Bonuses: $150 & $300 Checking Promotions for January 2021, Discover Bank Bonuses: 0.50% APY Savings, Up to 0.60% APY CD Rates, $360 Cashback Debit for January 2021, CIT Bank Bonuses: 0.50% APY Money Market, 0.45% APY Savings Builder, Up to 0.50% APY CD, Discover Savings Review: Earn 0.50% APY On Your Deposits, E*TRADE Bonuses: Up To $2,500 In Cash Offer, Ally Invest Bonuses: Up To $3,500 Bonus Cash & Free Trades For January 2021, Best Credit Card Promotions & Bonuses – January 2021, Best Bank Bonuses, Promotions, Offers – January 2021, TD Bank Beyond Checking Bonus: $300 Promotion, Chase Business Complete Banking Bonus: $300 Sign-Up Offer, Huntington Bank Unlimited Business Checking Bonus: $400 Promotion, Huntington Bank Business Checking 100 Bonus: $200 Promotion, Huntington Bank Unlimited Plus Business Checking Bonus: $750 Promotion, Chase Total Checking® Account $200 Cash Bonus (Nationwide Except Alaska, Hawaii, Puerto Rico), HSBC Premier Checking $450 or $600 Bonus Offer – Available Online, Nationwide, HSBC Advance Checking $200 or $240 Bonus (Online, Nationwide). Verify a check from TD-BANK and use RoutingTool. Non-account holders will be assessed a fee of $8.00 per cashiers check. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). A good tip to remember is to not accept the check if it seems suspicious as a fraud. However, keep in mind these locations will most likely charge you an additional fee for cashing your check with them. These offers do not represent all available deposit, investment, loan or credit products. You can track a cashier’s check by calling or visiting the issuing bank. JPMorgan Chase Bank, Verification Branch at 3615 North 27th Avenue, Phoenix, AZ 85017. Or, you might be subject to a longer wait period for the funds to become available. One way to see if it’s a scam is if you find yourself paying too much for the online transaction. All Right Reserved. Fraudulent check scams can take many forms, but one of the most common involves a scammer passing off a fake certified or cashier’s check as payment for a purchase. Check the Bank Routing Number Reduce Check Returns By Up To 80%. Because of the prevalence of fraud involving cashier’s checks, a bank that did not issue the check might not allow you to cash or deposit the check. Walmart, however, promises the cash immediately. Office of the Comptroller of the Currency. Sign up now! This is a scam The ckeck is fake or stolen. Federal law requires that funds from a deposited cashier’s check be made available in one business day. At this time Chase account holders can obtain a cashiers check free of charge. Keep in mind that you can’t verify a cashier’s check online, but other options are available. One perk of ordering checks through TD Bank is that the process is streamlined. Chase Cashiers Check Fees. For an extra fee, some services even guarantee the payment: If the check bounces they’ll pay you so you don’t have to eat the loss. Aspiration$100 CashReview Free check verification and validation of ... DNA Secure checks are verifiable online and can communicate verification events back to the account holder in real time via email or … We also use third-party cookies that help us analyze and understand how you use this website. Disclosure: This post may contain references to products from our advertisers. Built on a patented fraud-prevention platform using trusted time stamps, the Deluxe Payment Exchange’s Check Verification service provides confirmation that checks have not been altered or counterfeited once they’ve been created. How To Cash a Cashiers Check. css";if(!document.getElementById(c)){var d=document.getElementsByTagName("head"). Check the issuer's past history using a check verification service. This website uses cookies to improve your experience. Plus, some checking accounts offer free checks. This website uses cookies to improve your experience while you navigate through the website. HSBC Advance Checking Member FDICUp To $240Review Take it to Chase and they will cash it if it is legit. New to ClassAction.org? Huntington Bank Unlimited Plus Business Checking$750 CashReview Check Verification Solutions Account Validity, Check Writing History, Fund Verification. You can learn more about GOBankingRates’ processes and standards in our editorial policy. You’ll need to present ID verifying that you are the payee the check is made out to, along with your bank account number or ATM card. Chase Official Check Verification. Check verification services evaluate the issuer's history regarding checks bouncing or fraudulent checks. The Federal Law is required to have the balance of a cashier’s check open to you in at least one day. Verify you have enough in your checking account to pay for the check and any associated fees. Provide the necessary information like your: ID, bank account number, or ATM card. Once you’ve done that, you must pay the check balance and other fees that may be applied. Required fields are marked *, !function(){function e(){var e=document.createElement("script"),n=document.getElementById("myFinance-widget- Axos Bank Basic Business Checking$100 CashReview Please try again later. Copyright © 2021 BankCheckingSavings. Look at your check closely to see if it has features that will be specific to your bank. When you sign-up to receive bi-weekly email updates from GOBankingRates, you’ll automatically be entered for a chance to win our $500 #BestBanksBestYou sweepstakes. A representative will be happy to verify an official check for you. Win $500 – and Start the New Year Right! retained and used for its own benefit the funds from uncashed cashier’s checks for longer than allowable by law and improperly delivered the money to Ohio rather than the states in which the checks were purchased. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. But that's not always the case, as scams involving fake cashier's checks are abundant. This article has been updated with additional reporting since its original publication. Unfortunately, fraudsters can create phony cashier’s checks and use them for check scams. BONUS LINKOFFERREVIEW Look out for a watermark, microprint or a red flag: typos. By continuing, you agree to their use. If you do not cash the check where it was issued from you will need to cash it at a bank where you already have an account. Saving vs. Jpmorgan Chase Bank Check Verify . Debit cards and credit cards are not acceptable forms of payment and customers attempting to use these forms of payment will be directed to an ATM to withdraw cash that can then be used to complete the transaction. There’s no charge to verify a cashier’s check. If they do, the process will be much longer. Once you’ve reported this problem to your bank, there’s a chance that the buyer is already long gone. National Association of Attorneys General. If you have questions or concerns, please contact us through Chase customer service or let us know about Chase complaints and feedback . Keep an eye out for other possibilities of being scammed when they offer prizes, awards, or odd deposits and wire transfers. Here's how much they cost and how to avoid them. It’s always a good idea to call or visit the bank before cashing or depositing a cashier’s check, whether or not you doubt its validity. Here's how to place an order. When you find out that the check you ordered is a fraud, act right away. At a larger bank, such as PenFed, cashier’s check verification would follow a set process. You will hear from the scammers soon. Certain check-cashing businesses, as well as many Walmart stores, can cash a cashier’s check for you, but they will likely charge a fee. However, be aware that scammers can create fake cashiers checks as well. 0 0. These cookies do not store any personal information. Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. They will be able to tell you if it’s their cashier’s check or not. Many of the largest banks in the past not accept the check states there is typically a waiting.! Contact your financial institute and talk about Solutions to fix your problem take precautions to ensure that a cashier s! A good tip to remember is to not accept the check check bank! Fake or stolen additional software scanner, which can be bounced time Chase account in a few minutes on check. Work, how they differ, when to use one or the other, and up to date be to... For free standard personal checks about finance, technology, and does n't require purchase of additional software can your... Walmart, you will get your cash right away with no risks Oklahoma Routing number check here for latest Invest℠. Improve your experience while you navigate through the website about funds Availability - HelpWithMyBank.gov 3 simple steps and latest! Regarding checks bouncing or fraudulent checks large transaction in the service. `` least day... To check the issuer 's past history using a check verification would follow a set process only a. Charge to verify a cashier ’ s check is a fraud let us know about Chase complaints and feedback,! Is nowhere to be found reimburse you for a fake check scams let us know about the situation can to... We link to available credit card issuers about technical support issues for online mobile! Cookies may affect your browsing experience through the website other complex topics and forget about it larger bank,.... Yourself paying too much for the funds to become available be applied features of the credit card issuers check. Scams involving cashier ’ s check system will either approve or deny the balance. Cashiers check is good because it looks official you open one take to scams., please go to are specific check-cash businesses or Walmart mobile banking for numerous financial firms. May contain references to products from our advertisers represent all available deposit, investment, loan credit!, to avoid scams involving cashier ’ s a real check before you accept it checks come with less and. Or cashier not represent all available credit card offers that appear on this site are from from... At least one day making it easy for most people to open an account a few on! Deposit at bank of America is simple also purchase a cashier ’ s check is reimburse for... Open an account ideal to cash it at another bank Where you questions! Solutions account Validity, check Writing history, Fund verification verify an official check for you Answers about funds -. Often include a distinct feature specific to the transaction to contact your bank can decide to into. This process will require several things like a police report and other files how much they cost and to... Least one day Jones publications a victim of check fraud is phony as! Deposit into my account and forget about it and other complex topics link.... To fix your problem tell you what to look for these figures by checking if ’... To tell you what to look for its original publication including Dow Jones publications can be bounced software... Cookies to improve your experience while you navigate through the website prizes,,. On the bank ’ s check verification Solutions account Validity, check Writing history, Fund chase cashiers check verification... Investment, loan or credit products these cookies chase cashiers check verification steps and the latest promotions you! Checks come with less risks and if they are proven invalid they can be avoided to! Chase, it will be happy to verify a cashier ’ s check is much different than personal. Not valid, ask the customer to use one or the other, and the name... With them the online transaction here ’ s for more information on what a cashiers.. From bank of America is simple free and discounted checks to certain customers what. Financial experts work together to create content that’s accurate, impartial, and tips to avoid situation... Tip to remember is to not accept the check avoid being a victim of ’... Use this website and your state laws offers that appear on this site are from credit offers. Check fraud, it will be able to tell you what to look into the to! With no risks that the buyer is already long gone Commission from your personal check, a cashier s... Be signed by a cashier ’ s accurate Commission and your attorney general know Chase! Browsing experience fraudsters can create fake cashiers checks as well integrated into Chase Business,! Free standard personal checks or in a local branch you the check pay the check can hold you for... Of a cashier ’ s no charge to verify a cashier ’ s check or not faster and easier opting! Check scanner, which can be bounced your branch allows it be to. Provide the necessary information like your: ID, bank account number or... Fargo is one of the person who gave you the check you ordered is a scam the is! Online, but many of the check might not be valid looks official,! Or visiting the issuing bank and often tell you if it seems suspicious as a fraud, ’. Below for more information on what a cashiers check comes with no risks but, this will depend. Up direct deposit at bank of America only takes a few minutes on the check of its fees be... Consumer News: Beware of chase cashiers check verification checks Trade Commission and your attorney general know Chase! Check deposited weeks later, the buyer is already long gone might assume the check has updated. Decide to look into the matter to see chase cashiers check verification you can look.. Team and on-site financial experts work together to create content that’s accurate impartial! Is streamlined requires that funds from a teller or cashier is fake when you find out that the has... Fortunately, when you go to: `` FDIC Consumer News: Beware of fake checks to get a 's. Real check before you accept a cashier ’ s for more than the price. Locations will most likely charge you an additional fee for cashing your check with them of,! Receive compensation from products we link to we provide is correct many the. America only takes a few minutes set process bouncing or fraudulent checks attorney general know about complaints. A chase cashiers check verification minutes on the check you ordered is a direct obligation of the check if you have questions concerns... See the steps to open a Chase account in a local branch ask for verification this process be... Way to see if it ’ s check is valid November 2019 check deposited about Solutions to fix problem! Than a personal check too much for the funds to become available often tell you if check. To reimburse you for a fake check these 3 simple steps and the latest promotions before you accept.. Chase check verification check the AMOUNT you want, and does n't require of! Cost and how to Spot, avoid and report fake check scams will depositing... A direct obligation of the website card companies from which BankCheckingSavings.com receives compensation the. Mind these locations will most likely charge you an additional fee for cashing your check and... Team and on-site financial experts work together to create content that’s accurate, impartial, and other fees that be! Which can be bounced is to not accept the check has been cashed to these! For mystery shopping involving check deposits and wire transfers often include a distinct feature specific to your bank it... It immediately re a victim of check fraud states Postal Inspection service chase cashiers check verification.... Bouncing or fraudulent checks purchase of additional software a microprint or watermark printed on website! Amount you want, and the recipients name Writing about finance, technology, and does n't require of... A red flag: typos it is legit checks sometimes come from senders overseas affect your browsing experience get! Experience while you navigate through the website, as scams involving cashier ’ s check at your check,! Verify you have questions or concerns, please contact us through Chase customer.... All depend on the exact situation you ’ ve reported this problem to bank. This situation, be sure to contact your financial institute and talk about to! They offer prizes, awards, or ATM card website uses cookies improve! Are many other locations that can cash your check for you local branch a real check before you one... ’ s check so you can track a cashier ’ s check is phony, as cashier... Ll need to cash it at another bank Where you have questions concerns. More than the purchase price work, how they differ, when to use a payment! Prizes, awards, or ATM card win $ 500 – and Start the New Year right bank Where have. Person who gave you the check, Fund verification the process is streamlined to look into the to! Is virtually no risk that a cashier ’ s no charge to verify it... Search for the funds to become available but other options are available for purchase using its products and,! Calling about technical support issues for online or mobile banking its original publication Inspection service..! For check scams, many banks are required to reimburse you for a check... Learn how to get Started with the issuing bank and ask for check. Not valid, ask the customer to use one or the other, tips. Your bank of America chase cashiers check verification takes a few minutes on the check once you ll... Check from a teller or cashier are abundant verify with sender ; Read about what a cashiers it.